Central Bank treats customer relationships with great care. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. This policy applies to existing customers as well as former customers.

INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, including those received electronically;
- Information about your transactions and experiences with us or others; and
- Information we receive from a consumer reporting agency.

CATEGORIES OF NONPUBLIC PERSONAL INFORMATION WE MAY DISCLOSE
We may disclose the following kinds of nonpublic personal information about you:
- Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;
- Information about your transactions with us or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
- Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history.

TO WHOM WE MAY DISCLOSE

SERVICE PROVIDERS AND JOINT MARKETERS
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
- All of the information we collect, as described above in the section “Information We Collect About You”.
Before we disclose the information to any of our service providers or joint marketers, we require them to agree to keep the information confidential and secure and to use it only as authorized by us.

NONAFFILIATED THIRD PARTIES
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

ADDITIONAL INFORMATION
In order for Central Bank to provide you with the maximum benefits and services, we request that you keep your information as up-to-date as possible. If you ever have questions or concerns regarding the accuracy of your personal information at Central Bank, please contact us. We will investigate your concerns and make any changes as needed.